/* ============================================================
   Kreon Finnancial — design system
   ============================================================ */
:root{
  --brown-900:#2c1a10;      /* deep hero brown */
  --brown-800:#3a2316;
  --brown-700:#4a2f1e;
  --ink-900:#161210;        /* footer / near-black */
  --ink-800:#1e1916;
  --orange:#d97a28;         /* primary accent */
  --orange-600:#c56c1f;
  --orange-50:#fbf1e6;
  --cream:#f4efe8;          /* page background */
  --cream-200:#ece4d9;
  --paper:#ffffff;
  --text:#2a2522;
  --muted:#6f6258;
  --muted-light:#9b8f84;
  --border:#e7ddd0;
  --radius:14px;
  --maxw:1180px;
  --serif:"Lora", Georgia, serif;
  --sans:"Mukta","Segoe UI", system-ui, sans-serif;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  color:var(--text);
  background:var(--cream);
  line-height:1.6;
  font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.accent{color:var(--orange)}
.serif{font-family:var(--serif)}
.serif-em{font-family:var(--serif);font-weight:600}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:11px 22px;border-radius:8px;font-weight:600;font-size:15px;
  cursor:pointer;border:1px solid transparent;transition:.18s;
}
.btn-primary{background:var(--orange);color:#fff}
.btn-primary:hover{background:var(--orange-600)}
.btn-ghost{background:transparent;border-color:#cdbfae;color:var(--text)}
.btn-light{background:#fff;color:var(--text);border-color:#e7ddd0}

/* ============================================================
   HEADER
   ============================================================ */
.site-header{
  background:var(--brown-900);
  position:sticky;top:0;z-index:50;
}
.nav{
  display:flex;align-items:center;justify-content:space-between;
  height:74px;gap:24px;
}
.logo{display:flex;align-items:center;gap:10px;color:#fff}
.logo .crown{font-size:20px;letter-spacing:1px}
.logo b{font-weight:800;font-size:18px;line-height:1.05;letter-spacing:.5px}
.logo small{display:block;font-weight:800;font-size:18px;line-height:1.05;letter-spacing:.5px}
.nav-links{display:flex;gap:30px;align-items:center}
.nav-links a{
  color:#e8ddd2;font-size:15px;font-weight:500;padding:6px 0;
  border-bottom:2px solid transparent;transition:.15s;
}
.nav-links a:hover{color:#fff}
.nav-links a.active{color:#fff;border-bottom-color:var(--orange)}
.nav-cta{display:flex;align-items:center;gap:14px}
.hamburger{display:none;background:none;border:0;color:#fff;font-size:26px;cursor:pointer}

/* ============================================================
   HERO (brown band)
   ============================================================ */
.hero{
  background:var(--brown-900);
  color:#fff;text-align:center;
  padding:70px 24px 90px;
  position:relative;overflow:hidden;
}
.hero h1{
  font-weight:400;font-size:44px;line-height:1.18;margin-bottom:18px;
}
.hero h1 .serif-em{font-style:normal}
.hero p{
  max-width:640px;margin:0 auto;color:#d8cabd;font-size:17px;
}
.hero .eyebrow{color:var(--orange);font-weight:600;margin-bottom:8px;font-size:14px;letter-spacing:.3px}
.hero-actions{display:flex;gap:14px;justify-content:center;margin-top:28px}

/* ============================================================
   SECTIONS
   ============================================================ */
section{padding:64px 0}
.section-cream{background:var(--cream)}
.section-paper{background:var(--paper)}
.section-brown{background:var(--brown-900);color:#fff}
.eyebrow{color:var(--orange);font-weight:600;font-size:14px;letter-spacing:.3px;margin-bottom:8px}
.section-title{font-size:32px;font-weight:400;line-height:1.25;margin-bottom:14px}
.center{text-align:center}
.lead{color:var(--muted);font-size:17px}

/* stat tiles */
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:34px}
.stat-tile{background:var(--brown-800);border-radius:var(--radius);padding:28px 22px;text-align:center}
.stat-tile .num{font-family:var(--serif);color:var(--orange);font-size:34px;font-weight:600}
.stat-tile .lbl{color:#d8cabd;font-size:14px;margin-top:4px}

/* generic cards */
.card-grid{display:grid;gap:22px}
.cols-2{grid-template-columns:repeat(2,1fr)}
.cols-3{grid-template-columns:repeat(3,1fr)}
.cols-4{grid-template-columns:repeat(4,1fr)}
.card{
  background:var(--paper);border:1px solid var(--border);
  border-radius:var(--radius);padding:26px;
}
.card .icon{font-size:30px;margin-bottom:12px}
.card h3{font-size:18px;font-weight:600;margin-bottom:8px}
.card p{color:var(--muted);font-size:15px}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer{background:var(--ink-900);color:#cfc6bd}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding:60px 0 40px}
.footer-brand p{color:#988e84;font-size:14px;margin-top:16px;max-width:330px}
.footer-brand .cin{margin-top:24px;font-size:14px;color:#b8aea4}
.footer-col h4{color:#8c8278;font-size:13px;text-transform:uppercase;letter-spacing:.5px;margin-bottom:16px;font-weight:600}
.footer-col a{display:block;color:#bcb2a8;font-size:14px;margin-bottom:11px;transition:.15s}
.footer-col a:hover{color:var(--orange)}
.footer-col + .footer-col-block{margin-top:28px}
.footer-strip{
  border-top:1px solid #2a2420;border-bottom:1px solid #2a2420;
  display:grid;grid-template-columns:repeat(3,1fr);
}
.footer-strip > div{padding:26px;text-align:center;border-right:1px solid #2a2420}
.footer-strip > div:last-child{border-right:0}
.footer-strip h5{color:#a9a097;font-size:14px;margin-bottom:12px;font-weight:600}
.footer-strip .row{display:flex;gap:22px;justify-content:center;align-items:center;color:#cfc6bd;font-size:14px;flex-wrap:wrap}
.social a{
  width:34px;height:34px;border:1px solid #3a342f;border-radius:7px;
  display:inline-flex;align-items:center;justify-content:center;color:#cfc6bd;margin:0 4px;
}
.social a:hover{border-color:var(--orange);color:var(--orange)}
.footer-disclaimer{padding:34px 0;font-size:12.5px;color:#7d746b;line-height:1.7}
.footer-disclaimer h6{color:#9a9088;font-size:13px;margin-bottom:10px}
.footer-disclaimer p{margin-bottom:10px}
.footer-disclaimer a{color:var(--orange)}
.footer-bottom{border-top:1px solid #2a2420;padding:20px 0;display:flex;justify-content:space-between;font-size:13px;color:#8c8278}
.footer-bottom .links a{margin-left:18px}

/* ============================================================
   INVESTOR RELATIONS
   ============================================================ */
.ir-body{display:grid;grid-template-columns:260px 1fr;gap:40px;padding:48px 0}
.ir-nav a{
  display:block;padding:9px 0;color:var(--muted);font-size:15px;border:0;
}
.ir-nav a.active{color:var(--orange);font-weight:600}
.ir-nav a:hover{color:var(--text)}
.fy-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:28px;align-items:center}
.fy-tab{
  padding:9px 20px;border-radius:8px;background:var(--cream-200);
  color:var(--muted);font-size:14px;font-weight:600;
}
.fy-tab.active{background:var(--brown-900);color:#fff}
.doc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.doc-card{
  background:#fff;border:1px solid var(--border);border-radius:10px;
  padding:18px 20px;display:flex;gap:14px;align-items:flex-start;
}
.doc-card .pdf{color:var(--orange);font-size:26px;flex-shrink:0}
.doc-card .title{font-size:15px;font-weight:500;line-height:1.4}
.doc-card .meta{color:var(--muted-light);font-size:13px;margin-top:8px}
.doc-card .arrow{margin-left:auto;color:var(--muted-light)}
.empty-state{
  grid-column:1/-1;text-align:center;color:var(--muted);
  padding:60px 20px;border:1px dashed var(--border);border-radius:12px;background:#fff;
}

/* ============================================================
   SUPPORT
   ============================================================ */
.support-feature{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:var(--cream);border-radius:14px}
.support-feature .feat{padding:32px 24px;text-align:center;border-right:1px solid var(--border)}
.support-feature .feat:last-child{border-right:0}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:36px}
.step .badge{width:46px;height:46px;border-radius:50%;background:var(--brown-900);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;margin:0 auto 16px}
.step{text-align:center}
.escalation{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:30px}
.esc-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:22px}
.esc-card .lvl{color:var(--orange);font-size:13px;font-weight:600}
.esc-card h4{font-size:17px;margin:2px 0 14px}
.esc-card .line{font-size:14px;color:var(--muted);margin-bottom:8px}
.contact-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:30px}
.contact-dark{background:var(--brown-900);color:#e8ddd2;border-radius:14px;padding:30px}
.contact-dark h4{color:#fff;margin-bottom:6px}
.contact-dark .sub{color:var(--orange);font-size:13px;margin-bottom:14px}
.contact-dark .field{font-size:14px;margin-bottom:6px;color:#cdbfae}

/* ============================================================
   LEADERSHIP
   ============================================================ */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;max-width:920px;margin:40px auto 0}
.team-grid.two{grid-template-columns:repeat(2,1fr);max-width:620px}
.person{background:#fff;border:1px solid var(--border);border-radius:12px;overflow:hidden;padding:14px}
.person img{border-radius:8px;aspect-ratio:4/4.4;object-fit:cover;width:100%}
.person .name{text-align:center;font-weight:600;margin-top:14px}
.person .role{text-align:center;color:var(--muted);font-size:13px;margin-top:2px}
.person .more{text-align:center;color:var(--orange);font-size:13px;margin-top:8px;cursor:pointer}
.values-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:36px}
.values-grid .val{text-align:center;padding:24px;border-right:1px solid var(--border)}
.values-grid .val:last-child{border-right:0}

/* ============================================================
   INSIGHTS
   ============================================================ */
.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.insight-card{background:#fff;border:1px solid var(--border);border-radius:12px;overflow:hidden;display:flex;flex-direction:column}
.insight-card img{aspect-ratio:16/10;object-fit:cover;width:100%}
.insight-card .body{padding:20px;display:flex;flex-direction:column;flex:1}
.insight-card h3{font-size:17px;font-weight:600;line-height:1.35}
.insight-card .foot{display:flex;justify-content:space-between;align-items:center;margin-top:auto;padding-top:16px}
.insight-card .date{color:var(--muted-light);font-size:13px}
.insight-card .arrow{color:var(--orange);font-size:18px}
.pagination{display:flex;gap:8px;justify-content:center;margin-top:40px}
.pagination a,.pagination span{width:38px;height:38px;border-radius:8px;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--border);color:var(--muted);font-size:14px}
.pagination .current{background:var(--orange);color:#fff;border-color:var(--orange)}

/* article */
.article{max-width:760px;margin:0 auto;padding:48px 0}
.article .hero-img{border-radius:14px;margin-bottom:34px;width:100%;aspect-ratio:16/8;object-fit:cover}
.article h2{font-size:24px;font-weight:600;margin:34px 0 14px}
.article p{margin-bottom:16px;color:#3a342f}

/* contact */
.contact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.contact-tile{background:#fff;border:1px solid var(--border);border-radius:14px;padding:34px 24px;text-align:center}
.contact-tile .ic{font-size:30px;margin-bottom:18px}
.contact-tile h3{font-size:18px;margin-bottom:10px}
.contact-tile p{color:var(--muted);font-size:14px;margin-bottom:18px}
.contact-tile a{color:var(--orange);font-weight:600;font-size:15px}

/* terms */
.terms{max-width:860px;margin:0 auto;padding:40px 0}
.terms h1{font-size:30px;font-weight:600;margin-bottom:4px}
.terms .asof{color:var(--orange);font-size:14px;margin-bottom:30px}
.terms h2{font-size:21px;font-weight:600;margin:34px 0 14px}
.terms ul{padding-left:20px}
.terms li{margin-bottom:12px;color:#4a443e;font-size:15px}
.terms p{margin-bottom:14px;color:#4a443e}
.terms b{color:var(--text)}

/* products tabs (home) */
.tabs{display:flex;background:var(--cream-200);border-radius:12px 12px 0 0;overflow:hidden}
.tab{flex:1;padding:18px;text-align:center;cursor:pointer;border-bottom:3px solid transparent;background:var(--cream-200)}
.tab.active{background:#fff;border-bottom-color:var(--orange)}
.tab b{display:block;font-size:17px}
.tab small{color:var(--muted);font-size:13px}
.tab-panel{background:#fff;border:1px solid var(--border);border-top:0;border-radius:0 0 12px 12px;padding:34px;display:none}
.tab-panel.active{display:block}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .stats-grid,.cols-4,.contact-grid,.values-grid,.support-feature{grid-template-columns:repeat(2,1fr)}
  .footer-top{grid-template-columns:1fr 1fr}
  .ir-body{grid-template-columns:1fr}
  .team-grid,.insight-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:680px){
  .nav-links{
    display:none;position:absolute;top:74px;left:0;right:0;background:var(--brown-900);
    flex-direction:column;padding:18px 24px;gap:6px;
  }
  .nav-links.open{display:flex}
  .hamburger{display:block}
  .hero h1{font-size:30px}
  .stats-grid,.cols-3,.cols-4,.cols-2,.contact-grid,.team-grid,.insight-grid,
  .doc-grid,.escalation,.contact-cards,.steps,.values-grid,.support-feature,.footer-top,.footer-strip{grid-template-columns:1fr}
  .footer-strip > div{border-right:0;border-bottom:1px solid #2a2420}
  .footer-bottom{flex-direction:column;gap:10px}
}