A BSE-listed Digital NBFC
focused on disciplined credit growth

Transparent performance, strong governance and tech-enabled underwriting across India

Who we are?

Decades of delivering trusted, sustainable and accessible credit solutions

Kreon Financial Services Limited is a listed, RBI-regulated NBFC focused on expanding access to credit through technology-led solutions. We serve underserved segments with innovative lending products across digital platforms.

Our approach combines data-driven underwriting with a strong focus on financial literacy, enabling customers to build responsible credit behavior over time.

30 years
Experience in Finance
₹60 cr
Total Credit Extended
₹158 cr
Total Disbursement (FY-25)
2.8 lacs
Active Users
How we make money?

Our products provide quick and responsible access to credit, when people need it most.

StuCred App®Real-Time Student Credit
MDPD App®Salary Advanced Credit
Traditional LendingBusiness & Other Credit Solutions
★ 4.6 (60k+ Reviews) · 1M+ downloads

About App

A digital lending platform providing interest free instant credit to college students across India, promoting formal financial inclusion literacy.

Revenue Model

  • Processing fee on each loan
  • Late payment charges (if applicable)
  • Higher engagement through repeat usage
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StuCred — Real-Time Student Credit

Upcoming App · Remind me

About App

  • Earned Wage Access (EWA) platform for salaried employees
  • Enables access to earned salary before payday
  • Designed to reduce dependency on high-cost borrowing

Revenue Model

  • Service fee per transaction
  • Employer partnerships
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MDPD — Salary Advanced Credit

Structured Lending Solutions

We offer structured lending solutions across working capital, project financing, and niche segments like film finance. Our approach ensures faster turnaround, minimal paperwork, and competitive interest rates.

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Working Capital Loans
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Project Financing
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Film Making Finance
Performance in Numbers

Transparent financial and operational trends that demonstrate sustainable business growth.

157%
Revenue Growth

Growth driven by expansion of digital lending and repeat user engagement.

52%
Loan Disbursement Trend

Consistent increase in disbursement volumes across products.

125%
User Base Growth

Rapid growth supported by digital onboarding and strong retention.

95.33%
Collection Efficiency

Total collected against total disbursement.

Why Kreon Finnancial?

Provide digital lending products for the underserved segments of India

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Regulated & Listed

RBI-registered NBFC · Publicly listed entity

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Focused Credit Segments

Students & salaried employees · Small businesses

Digital-First Lending

Automated underwriting · Faster disbursement cycles

Scalable Product Architecture

Modular API platforms · Design for reliability